Travel insurance
NITO Travel Insurance
NITO Travel Insurance is an annual travel insurance policy that provides more extensive coverage than a standard travel insurance policy. It is offered on Tryg’s most comprehensive terms and applies to all journeys of up to 90 days’ duration, including trips to and from the local shop and while walking the dog.
NITO TRYG kollektiv forsikring
NITO Travel Insurance includes:
-
Deductible insurance
for rental cars, scooters, and bicycles while travelling abroad. This covers the deductible in the event of damage or theft, allowing the insured to avoid costly supplementary insurance
-
Unlimited sum insured
for delayed arrival, illness during travel, repatriation, and cancellation
-
Compensation
for unused hotel accommodation, prepaid events, and rental cars in the event of travel delays exceeding five hours
-
Unlimited sum insured
for travel baggage, up to 40,000 NOK per individual item
-
Identity theft protection
to prevent, detect, and mitigate the consequences of identity theft, including up to 25,000 NOK in legal assistance
To be able to buy this insurance, you must be a member.
Unique insurance for NITO members
NITO travel insurance offers Tryg's comprehensive terms and provides broader coverage than a standard travel insurance.
NITO Travel Insurance Family covers children up to the age of 21 who share the same officially registered residential address as their parents.
NITO members with children over the age of 21 who still reside in the parental home may purchase travel insurance for them through Tryg with a 30 per cent NITO discount.
Your price
Price per month:
Up to and including 35 years of age: Individual: 98.- Family: 148,-
36-69 years of age: Individual: 125,- Family: 177,-
From 70 years of age: Individual: 241,- Family: 394,-
Student: Individual: Included in the membership upon enrolment from 1 June 2026
Lounge access in the event of flight delay
With NITO Travel Insurance, the SmartDelay+ service is now included. SmartDelay+ provides you and up to four travelling companions with access to an airport lounge if your flight is delayed by more than one hour.
Are you properly insured? Talk to us
NITO's insurance centre can take a free review of your insurance policies and provide good advice to ensure that you are covered in the best possible way.
Frequently asked questions
Er det krav til overnatting på NITO Reiseforsikring?
No. The insurance applies to all leisure, holiday, and business travel from the moment the insured leaves their residential address or workplace until they return home.
Hvor lenge kan jeg være borte?
The travel insurance provides cover for up to 90 consecutive days per trip. You may travel several times during the year, provided that no individual trip exceeds 90 consecutive days.
If you intend to be away for longer than 90 days, extended travel duration cover may be purchased from Tryg Insurance for the remaining period.
Er forsinket reisegods dekket?
Yes, delayed baggage is covered up to 6,000 NOK.
You may be entitled to compensation for delayed baggage in the following circumstances:
- Checked baggage does not arrive on the same means of transport as the traveler.
- Baggage is misdirected or mistakenly exchanged, and is not recovered within four hours.
- Checked baggage is unavailable due to a flight delay resulting in involuntary overnight transit.
However, certain situations do not entitle the traveler to compensation:
- When baggage is delayed to the final airport on the return journey (this also includes students and commuters traveling to their officially registered residential address).
- When the delay is caused by a strike or lockout.
- When the expenses may be reimbursed by the tour operator, transport provider, airline, or other parties
Hvordan er jeg dekket for sykdom og ulykke på reise?
Travel insurance covers the cost of necessary medical treatment for a sudden, unforeseen, and acute illness or injury arising during the journey, or for an unexpected, acute, and serious exacerbation of a pre-existing illness or medical condition.
Should such treatment become necessary, policyholders are encouraged to contact Tryg Alarm by telephone at +47 55 17 10 01 or by email at , so that they may determine whether the nearest appropriate treatment facility is one with which they cooperate and are able to recommend.
Sendes det ut reisekort?
No, the travel insurance card is issued in electronic form and is available on My Page at tryg.no (select “Retrieve travel insurance card” within the information relating to your travel insurance policy). The card may also be downloaded and printed by the policyholder.
Deler eller alt reisegodset mitt er blitt stjålet, kan jeg få noe erstattet?
Yes, in the event of stolen baggage, there is no overall upper limit on the amount of compensation, provided that the applicable safety regulations relating to baggage have been complied with. Each individual item is covered for up to 40,000 NOK.
However, gemstones, watches, jewellery, and precious metals are covered up to a combined limit of 40,000 NOK per loss event.
Please note: Items that are lost or inadvertently left behind are not covered under the travel insurance policy.
Gjelder reiseforsikringen min dersom barnet mitt reiser alene?
If you hold a family travel insurance policy, the cover also applies when your child travels alone, provided that the child resides with one of his or her parents.
The only exception concerns journeys organised by a school or kindergarten.
Hvordan melder jeg skade?
All claims must be reported via www.tryg.no/meld-skade or by calling 55171920 (priority number for NITO members).
The telephone line is open Monday to Friday, from 10:00 to 14:00.
